Our involvement with the third sector

With over 35 years' experience, Keegan & Pennykid are at the forefront of providing independent insurance and financial services advice to third sector organisations in the UK. In 1997, they launched "Encompass", their insurance policy designed specifically for Charities and Voluntary Organisations. 

Encompass has since evolved to become one of the UK's leading insurance and financial services schemes for the third sector and is endorsed by WCVA, SCVO and LVSC. So far, since 1997, Keegan & Pennykid have given back over £1.4m to the third sector through the provision of Encompass.

Key Features of the Encompass Insurance Policy

  • Cover can be tailored and extended to your organisation's needs
  • Free Legal Advice Helpline
  • Free counselling care helpline
  • Volunteers covered as standard
  • Exclusive VAT Clause savings
  • Low Interest Instalments
  • Includes Events and Bouncy Castles
  • Low or no excess on most covers
  • Advice on risk assessments, business continuity and valuations
  • Employers and Public Liability insurance

Keegan & Pennykid's suite of Encompass policies for the third sector also includes:

For advice and premium quotations contact Keegan & Pennykid on Freephone Telephone No:  0800 731 8030 or visit .

Case study

'Competitive, good value and professional'

'Keegan and Pennykid insurance brokers are also part of our Discount Schemes programme. Their Encompass Insurance policy is designed specifically for charities and voluntary organisations. Children in Wales, based in Cardiff, is the umbrella body for groups in Wales working with children and young people. They have used Keegan and Pennykid's services.

'As the national children's umbrella organisation in Wales, Children in Wales works with over 300 members from the voluntary, statutory and private sectors. We have used Keegan and Pennykid to provide liability, indemnity and contents insurance for over nine years.

'Each year we actively compare policies and quotes from various insurers and brokers and have always found Keegan and Pennykid's service's competitive, good value and professional. We would have no hesitation in referring our members and contacts to them.'

Graham Roddis, Finance and Facilities Manager, Children in Wales


children in wales